Mortgage Terms

Properties Considered:

Residential; Rehabs for Flipping, Buy and Hold, New Construction, Cash Out and Refinance

Commercial Real Estate; Apartments, Multi-Units, Warehouses, etc.

Length of Loan:

Flexible loan terms from 6-480 months.

We also have longer term loans available with 30-year fully amortized fixed rate loans.

Borrowing Entity:

We have programs for individuals but most lenders prefer borrowers to close in the name of an LLC. Please inquire with a loan specialist for more detail information.

Lien Position:

First mortgage position.


We have programs available that do not require a personal guarantor. However, all programs require all loans to be secured with real estate.

Loan to Value:

Up to 95% LTV (case by case) with 100% CLTV of the Purchase Price.

Up to 100% financing of the Renovation Cost.

Interest Rate:

Rates will vary depending upon the program *We also have interest only loans.

Loan Size:

$50,000 - $100,000,000 *Some programs require 6 months prepaid interest.

Loan Advances:

Some programs may require some funds to be forwarded in draws of 1 to 4 draws. Funds will be wired by direct deposit into an account. An on-site inspection to determine current progress of the project may be required prior to release of funds. A sub-contractor guarantee may be required. We have hundreds of programs available please complete the application to see what program we have available for you.

Prepayment Penalties:

No prepayment penalties.

Loan Origination Fees:

Fees will vary.

Minimum Fico Score:

Many programs do not require a fico score but to get better rates a fico score could be considered.